When it comes to malpractice insurance, healthcare professionals have two primary options: claims-made vs. occurrence policy. Each type has distinct features that affect how claims are handled and the overall insurance cost. Grasping these differences will help you choose a policy that suits your practice’s needs and budget. Below are the details of each policy […]

Medical malpractice insurance provides essential financial protection for healthcare providers, covering legal fees and settlements in the event of a malpractice claim. However, when there’s a gap in medical malpractice coverage, physicians may be exposed to significant risks. Avoid Gaps In Coverage with Cunningham Group. What is a Gap In Med Mal Coverage? A “gap […]

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

Dr. Smith happily joined a new practice on Jan 1. On Feb 1, he received a letter from his previous medical malpractice insurance carrier saying that his previous employer would not purchase his tail coverage for that practice. He is now facing a gap in coverage and is responsible for finding his own tail coverage. […]

A brief video where a medical malpractice insurance agent explains what physician tail malpractice coverage is and the options that are available.

TDC is set to announce a merger between them and the Utah Medical Insurance Association. The biggest insurers in the nation have been buying up regional companies at an increased rate. This will increase the amount of physicians that TDC insurers up to 76,000. A more in-depth story to come.

Patients for Fair Compensation recently conducted a poll of 330 Georgia physicians on whether they would support the creation of a new Patient Compensation System in cases of medical malpractice. According to the survey, 96 percent of Georgia doctors polled agreed a new system would reduce healthcare costs, and 95 percent said they would support […]

A press release distributed by the plaintiff’s attorneys Kearney, Freeman, Fogarty & Joshi, PLLC, just crossed my desk. In it, the plaintiff’s attorneys are advertising a new law in the state of Virginia that expands medical liability in cases where there is the wrongful death of a fetus. The press release concludes with: “Now, expectant […]

We all know that med mal lawsuits have a huge impact on physicians. They can be extremely expensive, both in terms of cost for litigation and payouts and also because they frequently result in higher liability insurance costs. They also cost a lot in terms of a physician’s time. But, a more difficult cost to […]