Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

Healthcare providers must understand the complexities of a medical malpractice lawsuit. Addressing these legal challenges protects your practice and reinforces your commitment to patient safety and professional integrity. This guide offers essential insights into the key aspects of malpractice lawsuits, assisting you in protecting your practice and maintaining patient trust. What Is a Medical Malpractice […]

Your medical malpractice insurance premium is primarily determined by the statistical risk of a healthcare provider practicing in the same specialty and geographic area facing a medical negligence claim, as well as the expected cost of defending such a claim. Factors That Influence Malpractice Insurance Premiums Specialties like obstetrics and orthopedic surgery are considered high-risk […]

PLEASE NOTE: Cunningham Group does NOT have any insurance options for international work. This article is for informational purposes only. Please contact another insurance agency for this type of coverage. With the rise of medical tourism, telemedicine, and global healthcare services, international malpractice insurance is becoming increasingly essential for U.S. physicians. Doctors who treat medical […]

The American Tort Reform Foundation (ATRF) issued its 2021/2022 Judicial Hellholes report in December last year. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out-of-balance in the nation.  The ATRF is a branch of the American Tort Reform Association (ATRA), […]

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]

Medical liability insurance can be a significant expense for physicians, but you don’t have to pay more than necessary. Physicians can reduce malpractice insurance premiums by taking advantage of available medical liability insurance discounts. There are five common discounts that can help lower your medical malpractice coverage costs. Explore Medical Malpractice Insurance Coverage with Cunningham […]

The Louisiana Court of Appeals decided that medical review panel proceedings cannot consider COVID-19 immunity, significantly impacting healthcare providers. This ruling increases liability exposure during the panel process and highlights the importance of strong medical malpractice insurance. As providers face heightened risks in navigating medical liability cases, comprehensive malpractice coverage becomes essential for protecting against […]

The North Carolina Supreme Court recently overturned a 90-year-old precedent that shielded nurses from medical liability when working under a physician’s supervision. In the Connette v. Charlotte-Mecklenburg Hospital Authority case, the court ruled that nurses, including CRNAs, are now liable for their actions in medical malpractice cases. This decision significantly impacts nurse liability and highlights […]