When a physician changes jobs, retires, or shifts insurance carriers, one critical risk management question emerges: Are you still covered if a claim arises after your current policy ends? This is where tail coverage, formally known as an Extended Reporting Period (ERP), comes in. Because most physicians carry claims-made malpractice policies, which only respond to […]

The Inevitability of the Claim For many physicians, a malpractice claim is not a matter of if, but when. According to the American Medical Association, 31% of physicians have been sued at some point in their careers. For general surgeons and OB-GYNs, that number exceeds 75% by age 55. Just as important: a claim does […]

As the American healthcare delivery system has increased in complexity, the role and responsibilities of the medical director has expanded to include both clinical oversight and administrative leadership. Medical directors are accountable not only for the care provided at the organization but also for its regulatory compliance as well as risk management and clinical policies. […]

David Leander and Tim Arnieri are senior agents at Cunningham Group who have earned a reputation among physicians and industry peers as go-to experts for medical malpractice insurance. Both bring deep expertise and a consultative approach to their work, helping solo practitioners, group practices, and healthcare organizations navigate today’s evolving med mal landscape. It’s not […]

Medical malpractice insurance is essential for all practicing physicians, but for high-risk specialties such as surgery and obstetrics/gynecology (OB-GYN), coverage is both more complex and more costly. These providers face elevated exposure to claims of malpractice due to the nature of their work — often involving invasive procedures, acute outcomes and highly sensitive patient care. […]

The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

We here at Cunningham Group understand that medical professionals don’t want to pay any more than necessary for great medical malpractice insurance coverage. We know that managing your medical malpractice insurance costs is important for your practice. Fortunately, we’ve helped countless clients find better coverage and avoid costly pitfalls. So, let’s take a moment to […]

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

Healthcare providers must understand the complexities of a medical malpractice lawsuit. Addressing these legal challenges protects your practice and reinforces your commitment to patient safety and professional integrity. This guide offers essential insights into the key aspects of malpractice lawsuits, assisting you in protecting your practice and maintaining patient trust. What Is a Medical Malpractice […]