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Latest Med-Mal Insurance News & Research

Blue and Gray Stethoscope
Mar 28, 2025
What Every Physician Should Know About Claims-Made vs. Occurrence Policies

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

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Nov 11, 2024
EmPRO Insurance: PRI’s MPL Subsidiary for New York Physicians

Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources.  Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

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New York State
Feb 12, 2020
A Closer Look at the 2020 Physician Oversight Rules by Gov. Cuomo

To improve patient safety and ensure accountability among medical professionals, New York Governor Andrew Cuomo introduced a detailed plan to reform the oversight of doctors and other healthcare providers. This overview details the key steps taken in this initiative, focusing on efforts to increase transparency and discipline in the healthcare sector.  The Proposal Announcement Governor […]

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May 14, 2022
New Mexico Medical Malpractice Act: Key Liability Coverage Changes

In response to concerns about the viability of medical practices in the state, New Mexico Medical Malpractice Act (MMA) underwent significant changes designed to prevent a crisis in medical liability insurance. A last-minute fix to the MMA, signed by Governor Michelle Lujan Grisham, averted an impending insurance crisis that threatened to disrupt patients services.  As […]

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Mar 18, 2025
Medical Malpractice Lawsuit: What You Need to Know

Healthcare providers must understand the complexities of a medical malpractice lawsuit. Addressing these legal challenges protects your practice and reinforces your commitment to patient safety and professional integrity. This guide offers essential insights into the key aspects of malpractice lawsuits, assisting you in protecting your practice and maintaining patient trust. What Is a Medical Malpractice […]

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Oct 11, 2021
Claims-Made vs. Occurrence Policy: What’s the Difference?

When it comes to malpractice insurance, healthcare professionals have two primary options: claims-made vs. occurrence policy. Each type has distinct features that affect how claims are handled and the overall insurance cost. Grasping these differences will help you choose a policy that suits your practice’s needs and budget. Below are the details of each policy […]

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Utah State Flag
Aug 9, 2019
Utah Supreme Court Ruling on Medical Malpractice Review Process

In July 2019, the Utah Supreme Court declared a portion of the state’s pre-litigation medical malpractice review panel process under the Utah Health Care Malpractice Act unconstitutional because it violates the separation of powers doctrine. The Utah Legislature passed the Health Care Malpractice Act in 1976 to curb the perceived cost increases in malpractice insurance […]

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cunningham group insurance
Mar 3, 2025
RAC Audits: What Is It and How to Protect Your Practice?

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]

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hellholes 2022
Mar 4, 2025
ATRF Judicial Hellhole Annual Report: Medical Liability Discussed

The American Tort Reform Foundation (ATRF) issued its 2021/2022 Judicial Hellholes report in December last year. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out-of-balance in the nation.  The ATRF is a branch of the American Tort Reform Association (ATRA), […]

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