Latest Med-Mal Insurance News & Research

5 Common Liability Coverage Discounts for Physicians
Medical liability insurance can be a significant expense for physicians, but you don’t have to pay more than necessary. Physicians can reduce malpractice insurance premiums by taking advantage of available medical liability insurance discounts. There are five common discounts that can help lower your medical malpractice coverage costs. Explore Medical Malpractice Insurance Coverage with Cunningham […]

Medical Records and Malpractice: Why Changes Can Hurt Your Defense
When faced with a medical malpractice claim, a physician’s most important line of defense is the medical record of their interactions with the patient. A properly maintained medical record system serves as a golden shield, providing evidence that the physician adhered to best practice standards throughout the patient’s care. Conversely, a medical record altered after […]

Avoiding Medical Malpractice Coverage Gaps: Risks and Solutions
Medical malpractice insurance provides essential financial protection for healthcare providers, covering legal fees and settlements in the event of a malpractice claim. However, when there’s a gap in this coverage, physicians may find themselves exposed to significant risks. Avoid Gaps In Coverage with Cunningham Group What is a Gap In Med Mal Coverage? A “gap […]

Reducing Malpractice Risks with Non-Compliant Patients
Physicians face significant challenges when patients do not follow medical advice, a situation that can lead to complex legal and medical issues. Even under ideal circumstances—when there is a correct diagnosis, error-free treatment, and a compliant patient—a physician can still face a malpractice lawsuit and may need to rely on liability coverage. However, when a […]

Why Do You Need a Broker for Medical Director Insurance?
Medical directors hold a unique role in healthcare settings, often overseeing clinical operations and providing guidance on medical procedures and policies. However, this responsibility comes with increased liability risks that are not typically covered by standard physician malpractice insurance. Medical director insurance is designed specifically to address these unique exposures, ensuring that physicians in these […]

How a Physician’s Loss History Can Affect Malpractice Insurance Rates
A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

Physician Assistant Liability Coverage: What You Need to Consider
With the growing demand for skilled physician’s assistants (PAs), comprehensive malpractice insurance has become more important than ever. Similar to physicians, PAs require liability insurance to protect against malpractice claims. But, unlike physician coverage, physician’s assistance medical malpractice policies have unique considerations including specialized rate structures, policy nuances, and specific tail coverage requirements that directly […]

The Guide for Malpractice Insurance for Weight Loss Specialty Practices
The demand for weight loss procedures is growing, with Americans increasingly seeking solutions for long-term weight management, from bariatric surgeries to newer treatments like semaglutide injections such as Ozempic. The increased demand brings heightened risk: Complications can arise, results may vary, and patients’ expectations can often be misaligned with outcomes. That is why malpractice insurance […]

What is Malpractice Tail Coverage? What options are available?
A brief video where a medical malpractice insurance agent explains what physician tail malpractice coverage is and the options that are available.
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