Let our veteran agents shop your coverage to every major malpractice carrier in your state. We get you the best price with the right coverage.
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How it works
3 Easy Steps to get Malpractice Coverage
Request your quote
Tell us about yourself, so we can get you quotes from as many major companies as possible.
Compare your Options
A malpractice insurance specialist will walk you through all of your options.
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Be confident you have the right coverage at the lowest price.
25,000 doctors and counting
We’ve helped out thousands of doctors from all 50 states shop and compare insurance costs and coverage from every major malpractice carrier.
Understanding medical malpractice insurance
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What is medical malpractice insurance?
Medical malpractice insurance protects a doctor and other healthcare providers against the costs associated with defending a malpractice claim of medical negligence that led to injury or death. It will typically cover all the costs within the monetary limits of the insurance policy.
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Claims-made vs occurrence coverage?
Claims-made coverage — by far the most common type of medical malpractice insurance — protects the policyholder against claims of negligence filed during the policy’s period. A doctor can still have a claim filed against them after a claims-made policy ends, so most doctors need to buy tail coverage to ensure they are protected. Occurrence coverage protects the policyholder against claims of negligence that occurred while the policy was in effect. This type of policy essentially has the tail policy cooked into the pricing, so there’s no reason to buy a tail insurance policy.
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How much does medical malpractice insurance cost?
The two main drivers of medical malpractice insurance cost are the specialty in which the healthcare professional practices and the geographic location where he/she practice. The third factor is making sure you get the full picture; getting quotes from every company that offers coverage to that doctor. Costs between companies for the same coverage can vary into the $10’s of thousands.
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Best medical malpractice insurance companies
Insurance Company NameA.M. Best RatingTotal Malpractice Insurance Premium WrittenMedical Protective (Berkshire Hathaway) A++ $1.6 Billion CNA A $530 Million Coverys A $476 Million MAG Mutual A $302 Million ProAssurance A $479 Million PSIC A- $99 Million The Doctors Company (TDC) A $910 Million ISMIE Mutual Insurance Co. A- $156 Million NORCAL A $358 Million
Why Physicians Choose Cunningham Group
We help you get the best coverage at the best price
Our team of veteran medical malpractice insurance agents has spent their career helping doctors navigate the medical liability market. With access to every major medical malpractice insurance company in every state, our team is uniquely qualified to make certain you are getting the best coverage at the most affordable premium. Most agents only have access to one or two medical malpractice insurance companies. Our almost-universal access lets us shop your coverage among every available company, which means malpractice insurers compete for your business.
Our service costs you nothing
In the medical malpractice insurance industry, agent commissions are already built into your premium, so you pay the same amount for coverage whether you use an agent or purchase direct from the insurance company. Let us be your advocate. Request your free quote and learn why thousands of doctors have selected us as their medical malpractice insurance agent.
Client Testimonials
Here what a few clients have to say about our prices and service. We know that cost and trust are the two most important factors when shopping for your medical malpractice insurance. We pride ourselves at being the best at both!
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