Businesses and healthcare professionals face increasingly complex liability risks, making insurance selection one of the most important financial and operational decisions they will make. Whether protecting against professional liability, medical malpractice, product liability or other specialized exposures, organizations must evaluate not only policy pricing but also financial stability, claims handling, regulatory oversight and long-term coverage […]

Medical professionals dedicate their careers to improving patient health, but even highly trained providers can make mistakes. While many adverse outcomes are unavoidable complications rather than negligence, preventable errors can lead to significant patient harm and legal action. Understanding why malpractice claims arise is valuable for both healthcare professionals and patients, as it highlights the […]

Surgeons pay some of the highest malpractice insurance premiums in medicine. In many markets, a surgeon’s annual premium can be eight to ten times higher than a colleague in internal medicine or psychiatry. Looking at insights from 2025, the market is likely to remain uneven, with premiums rising between 5% and 20% depending on specialty […]

Telemedicine is no longer a temporary solution. It is a permanent fixture of modern healthcare delivery. The global telehealth market is projected to exceed $175 billion by 2026, nearly quadrupling its 2019 value. What began as a pandemic-era necessity has evolved into an embedded clinical workflow across primary care, behavioral health, urgent care, specialty consults, […]

When a physician changes jobs, retires, or shifts insurance carriers, one critical risk management question emerges: Are you still covered if a claim arises after your current policy ends? This is where tail coverage, formally known as an Extended Reporting Period (ERP), comes in. Because most physicians carry claims-made malpractice policies, which only respond to […]

The Inevitability of the Claim For many physicians, a malpractice claim is not a matter of if, but when. According to the American Medical Association, 31% of physicians have been sued at some point in their careers. For general surgeons and OB-GYNs, that number exceeds 75% by age 55. Just as important: a claim does […]

As the American healthcare delivery system has increased in complexity, the role and responsibilities of the medical director has expanded to include both clinical oversight and administrative leadership. Medical directors are accountable not only for the care provided at the organization but also for its regulatory compliance as well as risk management and clinical policies. […]

David Leander and Tim Arnieri are senior agents at Cunningham Group who have earned a reputation among physicians and industry peers as go-to experts for medical malpractice insurance. Both bring deep expertise and a consultative approach to their work, helping solo practitioners, group practices, and healthcare organizations navigate today’s evolving med mal landscape. It’s not […]

Medical malpractice insurance is essential for all practicing physicians, but for high-risk specialties such as surgery and obstetrics/gynecology (OB-GYN), coverage is both more complex and more costly. These providers face elevated exposure to claims of malpractice due to the nature of their work — often involving invasive procedures, acute outcomes and highly sensitive patient care. […]