Latest Med-Mal Insurance News & Research

Alaska Court Overturns Law on Medical Malpractice Awards
The Alaska Supreme Court overturned a long-standing law that limited damage awards for medical malpractice cases where claimants had received compensation from a collateral source, such as a health insurer. This landmark ruling, which challenges the fairness of double deduction rules in malpractice cases, has significant implications for healthcare providers and claimants alike. Here’s our […]

Louisiana COVID Immunity Ruling: The Impact on Healthcare Liability
The Louisiana Court of Appeals decided that medical review panel proceedings cannot consider COVID-19 immunity, significantly impacting healthcare providers. This ruling increases liability exposure during the panel process and highlights the importance of strong medical malpractice insurance. As providers face heightened risks in navigating medical liability cases, comprehensive malpractice coverage becomes essential for protecting against […]

Missouri Court Upholds Noneconomic Damages Caps for Medical Cases
Our Take: The Missouri Supreme Court’s decision in July 2021 upholds the state’s cap on noneconomic damages in medical liability cases, reinforcing legislative authority to set statutory limits. This ruling may influence other states to consider similar caps, potentially reducing “megaverdicts” – exceptionally high damage awards often exceeding $50 million. These large payouts contribute to […]

MPL Association Conference: 2019 Key Insights and Takeaways
The MPL Association, the organization representing the medical professional liability (MPL) insurance community, has issued a reminder that its annual Conference took place from May 15 to 17 at the Marriott Portland Waterfront Hotel in Portland, Oregon. The Conference is open to both MPL Association members and non-members. Why Attend the MPL Conference? “This event […]

Rhode Island Suicide Liability: Key Lessons from Almonte v. Kurl
The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

5 Common Mistakes That Increase Medical Malpractice Insurance Cost
We here at Cunningham Group understand that medical professionals don’t want to pay any more than necessary for great medical malpractice insurance coverage. We know that managing your medical malpractice insurance costs is important for your practice. Fortunately, we’ve helped countless clients find better coverage and avoid costly pitfalls. So, let’s take a moment to […]

What Every Physician Should Know About Claims-Made vs. Occurrence Policies
Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

EmPRO Insurance: PRI’s MPL Subsidiary for New York Physicians
Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources. Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

A Closer Look at the 2020 Physician Oversight Rules by Gov. Cuomo
To improve patient safety and ensure accountability among medical professionals, New York Governor Andrew Cuomo introduced a detailed plan to reform the oversight of doctors and other healthcare providers. This overview details the key steps taken in this initiative, focusing on efforts to increase transparency and discipline in the healthcare sector. The Proposal Announcement Governor […]
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