Medical malpractice coverage is an essential form of protection for physicians and other healthcare professionals. But having a policy does not automatically mean every professional activity, location, or responsibility is covered. Many employed physicians receive malpractice insurance through a hospital, health system, or medical group. Depending on the policy, however, that coverage may apply only […]

If you are starting a new position, opening a practice, or changing insurance carriers, you may be wondering: how long does it take to get medical malpractice insurance? For a physician with a straightforward application, coverage may sometimes be quoted and bound within a few business days. More complex applications can take several weeks. Because […]

Healthcare professionals make thousands of clinical decisions throughout their careers. While the vast majority of those decisions lead to positive patient outcomes, even a single mistake can expose a physician or healthcare organization to legal, fiKnowing when to get malpractice insurance is an important consideration for physicians and other healthcare professionals as their careers, employment […]

Retirement may mark the end of a physician’s active practice, but it does not necessarily end exposure to malpractice claims. A claim involving care provided before retirement may be reported after a physician has stopped seeing patients, making it important to understand how existing coverage will respond. Whether a physician needs malpractice insurance after retirement […]

Medical malpractice insurance is one of the most important financial protections a physician or healthcare organization can carry. Yet many healthcare professionals focus on premiums, limits, and carrier reputation without paying equal attention to a critical feature of claims-made coverage: the extended reporting period (ERP). An ERP, often called tail coverage, allows physicians to report […]

One of the most common questions people ask us is, “How much malpractice insurance do doctors carry?” The answer depends on several factors, including specialty, practice location, employer requirements, hospital privileges, and personal risk tolerance. While many physicians carry liability limits of $1 million per claim or$3 million aggregate, others may need higher or lower […]

Healthcare professionals make thousands of clinical decisions throughout their careers. While the vast majority of those decisions lead to positive patient outcomes, even a single mistake can expose a physician or healthcare organization to legal, financial, and reputational risk. Understanding malpractice vs. negligence is an important part of managing that risk, whether you’re a physician, […]

Choosing medical malpractice insurance is one of the most important business decisions you’ll make throughout your medical career. The right policy does more than satisfy an employer, hospital, or licensing requirement. It helps protect your financial future, professional reputation, and ability to continue practicing medicine if a malpractice claim arises. Most physicians understand they need […]

Purchasing medical malpractice insurance is one of the most important financial and professional decisions a healthcare provider can make. Whether you’re a physician, nurse practitioner, dentist, therapist, or other licensed healthcare professional, asking the right questions before choosing a policy can help you avoid costly coverage gaps and ensure you’re protected if a malpractice claim […]