A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

Plaintiff attorneys and healthcare/business leaders in Colorado recently filed competing ballot initiatives that will ask the state’s voters to decide in November the amount of recoverable damages in catastrophic injury and wrongful death lawsuits, whether certain records are accessible in medical malpractice litigation, whether to cap attorney fees at 25% of recovered damages, and whether […]

Peace of mind is important when you’re caring for patients. Medical malpractice insurance protects you from lawsuits alleging negligence or mistakes, but understanding the details of your policy is crucial. Let’s delve into policy limits, and the maximum amount your insurance company will pay for a lawsuit against you. Breakdown of Policy Limits: Think of […]

Curi Holdings and Constellation closed their previously announced merger last month. Both mutual holdings companies, the combined entity now operates under the name Curi, creating a unified national brand. With more than $2 billion of consolidated assets and nearly $400 million in revenue, the merged organization now serves more than 50,000 physicians, healthcare providers and […]

Medical malpractice insurance protects physicians and other healthcare providers against the costs associated with defending a claim of medical negligence that led to injury or death. It typically covers all the costs within the monetary limits of the insurance policy. To ensure you receive the best coverage, it’s essential to pick the right medical malpractice […]

The American Tort Reform Foundation (ATRF) issued its 2023/2024 Judicial Hellholes report last month. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out of balance in the United States. The ATRF is a branch of the American Tort Reform Association […]

Medical malpractice insurance is vital for any individual or entity practicing in the healthcare sector. This can include anyone from doctors, nurses, dentists, therapists, hospitals, and clinics. In most states, it’s a legal necessity for physicians to carry malpractice insurance, although the amounts of required coverage can differ. Furthermore, hospitals typically mandate that physicians and […]

In the complex world of healthcare, medical malpractice insurance serves as an essential safeguard for professionals. Understanding the different types of policies available is crucial for ensuring adequate coverage. What Are The Differences in Medical Malpractice Insurance Policy Types? Medical malpractice insurance policies come in various forms because they are designed to cater to the […]

side note: This is our annual write-up of all that happened at this year’s Medical Professional Liability Industry’s largest conference. What happens here drives changes to the medical malpractice insurance environment over the next 365 days. The Annual Conference of the Medical Professional Liability (MPL) Association took place at the Roosevelt Hotel in New Orleans, […]