Medical malpractice insurance provides essential financial protection for healthcare providers, covering legal fees and settlements in the event of a malpractice claim. However, when there’s a gap in this coverage, physicians may find themselves exposed to significant risks. Avoid Gaps In Coverage with Cunningham Group  What is a Gap In Med Mal Coverage? A “gap […]

Medical directors hold a unique role in healthcare settings, often overseeing clinical operations and providing guidance on medical procedures and policies. However, this responsibility comes with increased liability risks that are not typically covered by standard physician malpractice insurance. Medical director insurance is designed specifically to address these unique exposures, ensuring that physicians in these […]

The demand for weight loss procedures is growing, with Americans increasingly seeking solutions for long-term weight management, from bariatric surgeries to newer treatments like semaglutide injections such as Ozempic. The increased demand brings heightened risk: Complications can arise, results may vary, and patients’ expectations can often be misaligned with outcomes. That is why malpractice insurance […]

Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources.  Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

Choosing an A-rated malpractice insurance company is key to protecting your medical practice. An A-rated insurer indicates strong financial stability, ensuring your insurer can cover large claims. This reliability is essential when facing potential liabilities, giving physicians peace of mind that their coverage provider is financially sound and capable of handling claims when needed. Why […]

A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

Curi Holdings and Constellation closed their previously announced merger last month. Both mutual holdings companies, the combined entity now operates under the name Curi, creating a unified national brand. With more than $2 billion of consolidated assets and nearly $400 million in revenue, the merged organization now serves more than 50,000 physicians, healthcare providers and […]

Medical malpractice insurance protects physicians and other healthcare providers against the costs associated with defending a claim of medical negligence that led to injury or death. It typically covers all the costs within the monetary limits of the insurance policy. To ensure you receive the best coverage, it’s essential to pick the right medical malpractice […]

The American Tort Reform Foundation (ATRF) issued its 2023/2024 Judicial Hellholes report last month. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out of balance in the United States. The ATRF is a branch of the American Tort Reform Association […]