Medical malpractice insurance is essential for all practicing physicians, but for high-risk specialties such as surgery and obstetrics/gynecology (OB-GYN), coverage is both more complex and more costly. These providers face elevated exposure to claims of malpractice due to the nature of their work — often involving invasive procedures, acute outcomes and highly sensitive patient care. […]

The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

We here at Cunningham Group understand that medical professionals don’t want to pay any more than necessary for great medical malpractice insurance coverage. We know that managing your medical malpractice insurance costs is important for your practice. Fortunately, we’ve helped countless clients find better coverage and avoid costly pitfalls. So, let’s take a moment to […]

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

Healthcare providers must understand the complexities of a medical malpractice lawsuit. Addressing these legal challenges protects your practice and reinforces your commitment to patient safety and professional integrity. This guide offers essential insights into the key aspects of malpractice lawsuits, assisting you in protecting your practice and maintaining patient trust. What Is a Medical Malpractice […]

Your medical malpractice insurance premium is primarily determined by the statistical risk of a healthcare provider practicing in the same specialty and geographic area facing a medical negligence claim, as well as the expected cost of defending such a claim. Factors That Influence Malpractice Insurance Premiums Specialties like obstetrics and orthopedic surgery are considered high-risk […]

With the rise of medical tourism, telemedicine, and global healthcare services, international malpractice insurance is becoming increasingly essential for U.S. physicians. Doctors who treat medical tourists, travel abroad for humanitarian work, or provide telemedicine services to foreign patients must ensure they have adequate coverage to protect themselves from potential legal claims. How International Malpractice Insurance […]

The American Tort Reform Foundation (ATRF) issued its 2021/2022 Judicial Hellholes report in December last year. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out-of-balance in the nation.  The ATRF is a branch of the American Tort Reform Association (ATRA), […]

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]