Wyoming Malpractice Insurance

Malpractice insurance rates in Wyoming are expensive, likely due to a lack of pro-physician tort reforms being made to its medical liability system. The market is dominated by three carriers (UMIA, Mountain States Healthcare Reciprocal and The Doctors Company). Though there are several other carriers in the state, these top three medical malpractice insurance companies control the majority of Wyoming’s physician malpractice insurance marketplace.

Our 2023 Physician Buyers Guide for purchasing malpractice insurance in Wyoming gives you the information necessary to obtain the strongest, most financially secure policy at the best price. When shopping for coverage, you need a full view of the Wyoming marketplace to find the company that best fits your situation. Choose a broker that can offer multiple quotes from all the major malpractice insurance companies in Wyoming.

How to buy malpractice insurance in Wyoming.

The best way to buy malpractice coverage is to work with a reputable malpractice insurance broker in Wyoming who can generate multiple quotes. Your broker will walk you through the lengthy insurance application and underwriting process. Click to get medical malpractice insurance quotes from every major Wyoming malpractice insurance company.

Typically, the malpractice insurance purchasing process goes like this:

  1. Submit your information for your free medical malpractice insurance quote from every major insurance company in Wyoming.
  2. One of our veteran malpractice insurance agents who specializes in the Wyoming market will contact you to learn more about your specific needs.
  3. We shop your coverage to every major insurance company in Wyoming.
  4. We present you with a number of insurance quotes and give you the information necessary to make an educated and informed decision. Don’t worry. We’re here every step of the way, helping you get the best price with the best company.
  5. At renewal time, we restart the process of shopping your coverage among every major carrier to keep your policy properly priced.

How to save money on your malpractice insurance.

  • The easiest way to save money on your medical malpractice insurance policy is by working with a broker who has the access to generate quotes from every major insurance company, offering an accurate view of the marketplace. As one of the top brokers in Wyoming, we can guide you through the application and underwriting process so you’re confident you secured the best price with the right insurer for your situation.
  • The most common limits in Wyoming are $1 million/$3 million. Limits of liability play a major role in determining the overall cost of your policy. Some companies will offer lower limits to save you money. We don’t recommend this. We want your risks fully indemnified so you never have to pay an award out of pocket. Let us save you money by shopping your coverage rather than skimp on protection.
  • Check out our 7 secrets your medical malpractice insurance agent won’t tell you page to get insider information on buying coverage in Wyoming.

How much does medical malpractice insurance cost in Wyoming?

Rates for physician malpractice insurance don’t vary much depending on where you practice within the state. Most major insurance companies classify Wyoming as a single territory, which means your specialty’s base rate does not vary depending on your practice address. But you still want multiple quotes to get an accurate view of the marketplace. This is one of the many reasons it’s important to work with an insurance agency that specializes in medical malpractice insurance. Below are mature, base rates with no credits or discounts. We typically get our clients a 30-50% reduction from these rates:


  • Internal Medicine Average Rate $8,748
  • General Surgeon Average Rate $40,049
  • OB/gyn – Average Rate $54,610
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Medical malpractice requirements in Wyoming.

Limits of Liability: The most common limits of liability in Wyoming are $1 million per claim with an annual aggregate cap of $3 million.

Most hospitals require a physician carry malpractice insurance prior to granting admitting privileges. Some of the hospital systems requiring this include, but are not limited to, Cheyenne Regional Medical Center, SageWest Health Care in both Lander and Riverton and Wyoming Medical Center in Casper.

Best Medical malpractice insurance companies in Wyoming.

  1. Medical Protective
  2. The Doctors Company
  3. UMIA
  4. ProAssurance
  5. Mountain States Healthcare Reciprocal RRG

Why partner with Cunningham Group?

Partnering with Cunningham Group will give you a full view of the Wyoming marketplace.. Our veteran insurance agents average 10+ years of industry experience. Let us help you secure medical malpractice insurance quotes from every major insurance company in Wyoming.

Historic Medical Malpractice Insurance Rates in Wyoming for Physicians.

Brief History and other important facts of medical malpractice insurance in Wyoming.

Wyoming has not passed much in the way of meaningful medical liability reforms. The state constitution prohibits damage caps, and other common reforms such as collateral source usage and limits on attorney fees have not been instituted. Wyoming does allow healthcare providers to apologize for unanticipated outcomes and has also reformed its joint and several liability laws so that defendants are only liable for their portion of negligence. Wyoming also requires that medical malpractice cases be submitted to a pre-trial screening panel, which determines whether there is evidence that malpractice occurred. The panel’s decision is non-binding and can be bypassed if both parties in the case agree to it. The panel’s decision is admissible in any subsequent trial.