Wyoming Medical Malpractice Insurance

• Most Common Limits of Liability: $1 million/$3 million
• Major Malpractice Insurers:
  • UMIA Insurance Inc.
  • Mountain States Healthcare Reciprocal RRG
  • The Doctors Company
  • Lexington Insurance Co.
  • Yellowstone Insurance Exchange
• Cost of Medical Malpractice Insurance: High
• Pending State Legislation in 2021 that could affect your rates?: No

Malpractice insurance rates in Wyoming are high, perhaps due to the fact that the state has not passed many meaningful reforms to its medical liability system. The market is strongly dominated by three carriers (UMIA, Mountain States Healthcare Reciprocal and The Doctors Company). Though there are several other carriers in the state, these top three companies control the majority of Wyoming premium.

Wyoming has not passed much in the way of meaningful medical liability reforms. The state constitution prohibits damage caps, and other common reforms such as collateral source usage and limits on attorney fees have not been instituted. Wyoming does allow healthcare providers to apologize for unanticipated outcomes and has also reformed its joint and several liability laws so that defendants are only liable for their portion of negligence. Wyoming also requires that medical malpractice cases be submitted to a pre-trial screening panel, which determines whether there is evidence that malpractice occurred. The panel’s decision is non-binding and can be bypassed if both parties in the case agree to it. The panel’s decision is admissible in any subsequent trial.

• Damage Caps? No
• Patient Compensation Fund? No
• Apology Law? Yes, statements, affirmations, gestures or conduct expressing apology, sympathy, commiseration, condolence, compassion or a general sense of benevolence can be made to an alleged victim, or to the family or representative of an alleged victim for discomfort, pain, suffering, injury or death of the alleged victim as the result of the unanticipated outcome of medical care.
• Collateral Source Reform? No
• Periodic Payments? No
• Joint Liability Reform? Yes, defendants are responsible only for their portion of negligence.
• Limits on Plaintiff Attorney’s Fees? No

Overview

Medical malpractice rates in Wyoming are high, but have held steady in recent years. Wyoming rates for obstetricians can range up to $90,000 per year or more, and those for general practitioners are in the mid-to-high teens.

Get Historic Rates

By combining our efforts with those of the Medical Liability Monitor – the nation’s leading independent source of Medical Liability Insurance news, as well as the political, legal and risk management issues that affect the healthcare industry – we’ve published historic rate data for every county in the Equality State. You can view all the rates by completing the three simple steps on the left of this page. You’ll find the insights offered by this information invaluable when making your decision on your medical malpractice insurance coverage and carriers. This is only one of the many reasons that Cunningham Group Insurance has become the preferred online source for Wyoming physicians, healthcare professionals and medical groups looking to find the best coverage and lower their medical malpractice insurance rates.

Coverage by Wyoming County

Rates are constant across the 23 counties of Wyoming. Wyoming’s largest city, Cheyenne, in Laramie County, has a population of only 60,096, so it is not surprising that rates do not vary in this mostly rural state.

Wyoming Medical Society
Wyoming Insurance Department
Wyoming Hospital Association
State of Wyoming Board of Medicine
Wyoming Association of Osteopathic Physicians and Surgeons