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Wyoming Medical Malpractice Insurance

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  • Read the Latest 2017 Marketplace Guide
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Cunningham Group is here for Wyoming Physicians & Medical Professionals

We are Medical Malpractice Insurance Specialists helping physicians, medical professionals and medical groups across specialties get medical malpractice coverage at cost-effective rates – as well as providing valuable tools and resources.

EXPERIENCED
Founded in 1947, our experienced liability specialists will customize a policy to the specific needs of you and your practice.
PHYSICIAN DISCOUNTS
Get all the physician discounts you are entitled to, including: Risk Management, Claims-free and New to Practice.
PRIOR ACTS COVERAGE
We ensure you receive Prior Acts, so you avoid purchasing separate tail malpractice coverage.
HISTORIC MED-MAL RATE DATA
We publish historic rate data for every county in the State, in partnership with the Medical Liability Monitor – the nation’s leading independent source of Medical Liability Insurance and healthcare industry news.
FREE TOOLS & RESOURCES
Access to ALL MD, our network of Connecticut healthcare defense lawyers. Free Practice Tools, including Online Patient Satisfaction Survey System and Risk Management tools.
CUSTOMER SERVICE
Experience excellent customer service with our dedicated account team.

Cunningham Group Has You Covered

On average, Cunningham Group saves Physicians and Medical Professionals 20% on their medical malpractice insurance.

2017 Wyoming Malpractice Insurance Marketplace Guide

Wyoming Med-Mal Fast Facts

  • Most Common Limits of Liability: $1 million/$3 million
  • Major Malpractice Insurers:
    • UMIA Insurance Inc.
    • Mountain States Healthcare Reciprocal RRG
    • The Doctors Company
    • Lexington Insurance Co.
    • Yellowstone Insurance Exchange
  • Cost of Medical Malpractice Insurance: High

The Wyoming Malpractice Landscape

Malpractice insurance rates in Wyoming are high, perhaps due to the fact that the state has not passed many meaningful reforms to its medical liability system. The market is strongly dominated by three carriers (UMIA, Mountain States Healthcare Reciprocal and The Doctors Company). Though there are several other carriers in the state, these top three companies control the majority of Wyoming premium.

Tort Reform in Wyoming

Wyoming has not passed much in the way of meaningful medical liability reforms. The state constitution prohibits damage caps, and other common reforms such as collateral source usage and limits on attorney fees have not been instituted. Wyoming does allow healthcare providers to apologize for unanticipated outcomes and has also reformed its joint and several liability laws so that defendants are only liable for their portion of negligence. Wyoming also requires that medical malpractice cases be submitted to a pre-trial screening panel, which determines whether there is evidence that malpractice occurred. The panel’s decision is non-binding and can be bypassed if both parties in the case agree to it. The panel’s decision is admissible in any subsequent trial.

Does Wyoming have…

  • Damage Caps? No
  • Patient Compensation Fund? No
  • Apology Law? Yes, statements, affirmations, gestures or conduct expressing apology, sympathy, commiseration, condolence, compassion or a general sense of benevolence can be made to an alleged victim, or to the family or representative of an alleged victim for discomfort, pain, suffering, injury or death of the alleged victim as the result of the unanticipated outcome of medical care.
  • Collateral Source Reform? No
  • Periodic Payments? No
  • Joint Liability Reform? Yes, defendants are responsible only for their portion of negligence.
  • Limits on Plaintiff Attorney’s Fees? No

Medical Malpractice Rates in Wyoming

Overview

Medical malpractice rates in Wyoming are high, but have held steady in recent years. Wyoming rates for obstetricians can range up to $90,000 per year or more, and those for general practitioners are in the mid-to-high teens.

Get Historic Rates

By combining our efforts with those of the Medical Liability Monitor – the nation’s leading independent source of Medical Liability Insurance news, as well as the political, legal and risk management issues that affect the healthcare industry – we’ve published historic rate data for every county in the Equality State. You can view all the rates by completing the three simple steps on the left of this page. You’ll find the insights offered by this information invaluable when making your decision on your medical malpractice insurance coverage and carriers. This is only one of the many reasons that Cunningham Group Insurance has become the preferred online source for Wyoming physicians, healthcare professionals and medical groups looking to find the best coverage and lower their medical malpractice insurance rates.

Coverage by Wyoming County

Rates are constant across the 23 counties of Wyoming. Wyoming’s largest city, Cheyenne, in Laramie County, has a population of only 60,096, so it is not surprising that rates do not vary in this mostly rural state.

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