Medical malpractice rates in New Hampshire are moderate. Though rates are not as low as in some states, New Hampshire physicians enjoy enviable premiums when compared with many of their counterparts in nearby states. In recent years, general practitioners in New Hampshire can expect to find premiums in the mid-teens, while specialists like obstetricians should be able to find policies for under $80,000. In recent years, premiums have held fairly steady.
Get Historic Rates
By combining our efforts with those of the Medical Liability Monitor â€“ the nationâ€™s leading independent source of Medical Liability Insurance news, as well as the political, legal and risk management issues that affect the healthcare industry â€“ weâ€™ve published historic rate data for every county in the Granite State. You can view all the rates by completing the three simple steps on the left of this page. Youâ€™ll find the insights offered by this information invaluable when making your decision on your medical malpractice insurance coverage and carriers. This is only one of the many reasons that Cunningham Group Insurance has become the preferred online source for New Hampshire physicians, healthcare professionals and medical groups looking to find the best coverage and lower their medical malpractice insurance rates.
Coverage by New Hampshire County
Rates are the same across the 10 counties of New Hampshire. Though about half of the stateâ€™s residents live in two counties (Hillsborough and Rockingham), physicians in those counties will enjoy the same moderate rates as those in the rest of the state.
Rates have been reasonable long enough that the state has decided to unwind its Joint Underwriting Association, which had offered coverage to hard-to-insure healthcare workers. In September 2018, a Merrimack Superior Court judge approved a plan to disburse some $85 million held by the New Hampshire Medical Malpractice Joint Underwriting Association (JUA) to healthcare providers who were insured by the organization, marking the final necessary approval in a class-action case involving a state-run entity offering malpractice insurance to doctors, hospitals and other healthcare providers that has been in the works for years. In total, the returns to policyholders â€” who number more than 3,500 healthcare providers â€” will be 81 percent of the premiums they paid to the JUA since 1986 for malpractice coverage.