The Shift to Health System Affiliation for U.S. Physicians The job landscape for U.S. physicians has shifted significantly, with over 75% now employed by hospitals, health systems, or companies like health insurers, highlighting a rise in health system affiliation. This trend away from independent private practices has been ongoing for years, but the COVID-19 pandemic […]

The MPL Association, the organization representing the medical professional liability (MPL) insurance community, has issued a reminder that its annual Conference took place from May 15 to 17 at the Marriott Portland Waterfront Hotel in Portland, Oregon. The Conference is open to both MPL Association members and non-members. Why Attend the MPL Conference? “This event […]

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]

Defensive medicine is notoriously hard to quantify, with estimates of its cost to the U.S. healthcare system ranging between $46 billion and $850 billion. Yet, it is a pervasive part of the medical system.  To complement the Healthcare Matters interview series, The State of Defensive Medicine, featuring Richard E. Anderson, MD, FACP, Chairman and CEO […]

Your medical malpractice insurance premium is primarily determined by the statistical risk of a healthcare provider practicing in the same specialty and geographic area facing a medical negligence claim, as well as the expected cost of defending such a claim. Factors That Influence Malpractice Insurance Premiums Specialties like obstetrics and orthopedic surgery are considered high-risk […]

Medical liability insurance can be a significant expense for physicians, but you don’t have to pay more than necessary. Physicians can reduce malpractice insurance premiums by taking advantage of available medical liability insurance discounts. There are five common discounts that can help lower your medical malpractice coverage costs. Explore Medical Malpractice Insurance Coverage with Cunningham […]

Physicians face significant challenges when patients do not follow medical advice, a situation that can lead to complex legal and medical issues. Even under ideal circumstances—when there is a correct diagnosis, error-free treatment, and a compliant patient—a physician can still face a malpractice lawsuit and may need to rely on liability coverage. However, when a […]

A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]