When it comes to malpractice insurance, healthcare professionals have two primary options: claims-made vs. occurrence policy. Each type has distinct features that affect how claims are handled and the overall insurance cost. Grasping these differences will help you choose a policy that suits your practice’s needs and budget. Below are the details of each policy […]

The Louisiana Court of Appeals decided that medical review panel proceedings cannot consider COVID-19 immunity, significantly impacting healthcare providers. This ruling increases liability exposure during the panel process and highlights the importance of strong medical malpractice insurance. As providers face heightened risks in navigating medical liability cases, comprehensive malpractice coverage becomes essential for protecting against […]

In July 2019, the Utah Supreme Court declared a portion of the state’s pre-litigation medical malpractice review panel process under the Utah Health Care Malpractice Act unconstitutional because it violates the separation of powers doctrine. The Utah Legislature passed the Health Care Malpractice Act in 1976 to curb the perceived cost increases in malpractice insurance […]

In response to concerns about the viability of medical practices in the state, New Mexico Medical Malpractice Act (MMA) underwent significant changes designed to prevent a crisis in medical liability insurance. A last-minute fix to the MMA, signed by Governor Michelle Lujan Grisham, averted an impending insurance crisis that threatened to disrupt patients services.  As […]

To improve patient safety and ensure accountability among medical professionals, New York Governor Andrew Cuomo introduced a detailed plan to reform the oversight of doctors and other healthcare providers. This overview details the key steps taken in this initiative, focusing on efforts to increase transparency and discipline in the healthcare sector.  The Proposal Announcement Governor […]

We here at Cunningham Group understand that medical professionals don’t want to pay any more than necessary for great medical malpractice insurance coverage. We know that managing your medical malpractice insurance costs is important for your practice. Fortunately, we’ve helped countless clients find better coverage and avoid costly pitfalls. So, let’s take a moment to […]

Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources.  Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

Our Take: The Missouri Supreme Court’s decision in July 2021 upholds the state’s cap on noneconomic damages in medical liability cases, reinforcing legislative authority to set statutory limits. This ruling may influence other states to consider similar caps, potentially reducing “megaverdicts” – exceptionally high damage awards often exceeding $50 million. These large payouts contribute to […]