Latest Med-Mal Insurance News & Research

How Much Malpractice Insurance Do Doctors Carry?
One of the most common questions people ask us is, “How much malpractice insurance do doctors carry?” The answer depends on several factors, including specialty, practice location, employer requirements, hospital privileges, and personal risk tolerance. While many physicians carry liability limits of $1 million per claim or$3 million aggregate, others may need higher or lower […]

Questions To Ask Before Purchasing Malpractice Insurance
Purchasing medical malpractice insurance is one of the most important financial and professional decisions a healthcare provider can make. Whether you’re a physician, nurse practitioner, dentist, therapist, or other licensed healthcare professional, asking the right questions before choosing a policy can help you avoid costly coverage gaps and ensure you’re protected if a malpractice claim […]

Benefits of Using a Broker for Medical Malpractice Insurance
Medical malpractice insurance has become increasingly complex over the last decade. Premium volatility, tightening underwriting standards, expanding healthcare regulations, and rising claim severity have created a challenging environment for physicians and medical groups trying to secure the right coverage. For many healthcare professionals, malpractice insurance is one of the largest recurring business expenses they face. […]

Comparing Risk Retention Groups and Traditional Insurance
Businesses and healthcare professionals face increasingly complex liability risks, making insurance selection one of the most important financial and operational decisions they will make. Whether protecting against professional liability, medical malpractice, product liability or other specialized exposures, organizations must evaluate not only policy pricing but also financial stability, claims handling, regulatory oversight and long-term coverage […]

Most Common Types of Medical Malpractice Lawsuits
Medical professionals dedicate their careers to improving patient health, but even highly trained providers can make mistakes. While many adverse outcomes are unavoidable complications rather than negligence, preventable errors can lead to significant patient harm and legal action. Understanding why malpractice claims arise is valuable for both healthcare professionals and patients, as it highlights the […]

Why Malpractice Insurance Is So Expensive for Surgeons (And How to Navigate It)
Surgeons pay some of the highest malpractice insurance premiums in medicine. In many markets, a surgeon’s annual premium can be eight to ten times higher than a colleague in internal medicine or psychiatry. Looking at insights from 2025, the market is likely to remain uneven, with premiums rising between 5% and 20% depending on specialty […]
Thin Slices, Intuition and Getting Sued for Medical Malpractice
Can people spot a surgeon who has been sued for medical malpractice, from one who has not been sued, just by listening to 2 10-second voice clips from two different patients? Can a mere 40 seconds of hearing a physician’s tone and language be any indication of their medical malpractice history? The answer is: Yes. […]
Which Specialties Experience the Highest Rate of Burnout, and is the Affordable Care Act Driving This?
Medscape recently conducted a survey to figure out which physician specialties are experiencing the most burnout, and more importantly, why? Sifting through the data shows us that the doctor’s interactions with their patients is not the root cause, as most people would think. The issues at hand are the following: 1. Too many Bureaucratic Tasks […]
Med Mal Lawsuits' Emotional Impact on Surgeons
We all know that med mal lawsuits have a huge impact on physicians. They can be extremely expensive, both in terms of cost for litigation and payouts and also because they frequently result in higher liability insurance costs. They also cost a lot in terms of a physician’s time. But, a more difficult cost to […]
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