Your medical malpractice insurance premium is primarily determined by the statistical risk of a healthcare provider practicing in the same specialty and geographic area facing a medical negligence claim, as well as the expected cost of defending such a claim. Factors That Influence Malpractice Insurance Premiums Specialties like obstetrics and orthopedic surgery are considered high-risk […]

Medical liability insurance can be a significant expense for physicians, but you don’t have to pay more than necessary. Physicians can reduce malpractice insurance premiums by taking advantage of available medical liability insurance discounts. There are five common discounts that can help lower your medical malpractice coverage costs. Explore Medical Malpractice Insurance Coverage with Cunningham […]

A physician’s loss history plays a significant role in determining malpractice insurance rates. This history includes past claims or incidents, whether they resulted in settlements, judgments, or were dismissed. Loss history affects how insurers assess a physician’s risk level and can either increase or decrease premiums based on the frequency and severity of past claims. […]

In the complex world of healthcare, medical malpractice insurance serves as an essential safeguard for professionals. Understanding the different types of policies available is crucial for ensuring adequate coverage. What Are The Differences in Medical Malpractice Insurance Policy Types? Medical malpractice insurance policies come in various forms because they are designed to cater to the […]

Medical malpractice insurance is vital for any individual or entity practicing in the healthcare sector. This can include anyone from doctors, nurses, dentists, therapists, hospitals, and clinics. In most states, it’s a legal necessity for physicians to carry malpractice insurance, although the amounts of required coverage can differ. Furthermore, hospitals typically mandate that physicians and […]

Curi Holdings and Constellation closed their previously announced merger last month. Both mutual holdings companies, the combined entity now operates under the name Curi, creating a unified national brand. With more than $2 billion of consolidated assets and nearly $400 million in revenue, the merged organization now serves more than 50,000 physicians, healthcare providers and […]

side note: This is our annual write-up of all that happened at this year’s Medical Professional Liability Industry’s largest conference. What happens here drives changes to the medical malpractice insurance environment over the next 365 days. The Annual Conference of the Medical Professional Liability (MPL) Association took place at the Roosevelt Hotel in New Orleans, […]

AM Best maintained its negative outlook for the U.S. medical professional liability (MPL) insurance segment in 2022. In a Market Segment Outlook published recently, the global credit ratings agency cited the ongoing pressures of a depressed demand, rising loss cost trends, an increase in high-severity claims, social inflation and diminishing reserve redundancies as justification for continued […]

A growing number of state medical boards have been pushing back against the minority of healthcare professionals spreading dangerous COVID-19 disinformation and prescribing unproven coronavirus treatments. They are increasingly meeting resistance from conservative lawmakers. “Physicians who generate and spread COVID-19 vaccine misinformation or disinformation are risking disciplinary action by state medical boards, including the suspension […]