Medical Malpractice Insurance

Latest Med-Mal Insurance News & Research

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Nov 7, 2024
Why Doctors Should Choose the Best Medical Malpractice Insurance

Choosing the best medical malpractice insurance company is key to protecting your medical practice. An A-rated insurer indicates strong financial stability, ensuring your insurer can cover large claims. This reliability is essential when facing potential liabilities, giving physicians peace of mind that their coverage provider is financially sound and capable of handling claims when needed. […]

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cunningham group insurance
Nov 27, 2024
A-Rated Insurance Companies: What Are They, and Why Do They Matter?

For medical professionals, choosing a malpractice insurance provider isn’t just about finding the right coverage, it’s also about choosing a reliable insurer. “A-rated” insurance companies, typically designated by independent rating agencies like AM Best or Demotech, represent high financial stability and reliability. These ratings signal that the company has the financial resources to meet its […]

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Mar 11, 2019
MPL Association Conference: 2019 Key Insights and Takeaways

The MPL Association, the organization representing the medical professional liability (MPL) insurance community, has issued a reminder that its annual Conference took place from May 15 to 17 at the Marriott Portland Waterfront Hotel in Portland, Oregon. The Conference is open to both MPL Association members and non-members. Why Attend the MPL Conference? “This event […]

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Apr 4, 2025
Rhode Island Suicide Liability: Key Lessons from Almonte v. Kurl

The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

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Blue and Gray Stethoscope
Mar 28, 2025
What Every Physician Should Know About Claims-Made vs. Occurrence Policies

Understanding Claims-Made vs. Occurrence Malpractice Insurance When shopping for medical malpractice coverage, physicians need to understand the key differences between claims-made malpractice insurance and occurrence policies. Both options protect against medical negligence claims but differ in how extended reporting tail coverage is provided, impacting costs, policy management and long-term financial planning. How Claims-Made Malpractice Insurance […]

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Nov 11, 2024
EmPRO Insurance: PRI’s MPL Subsidiary for New York Physicians

Physicians’ Reciprocal Insurers (PRI) launched EmPRO Insurance Company on September 15, 2020, to provide medical professional liability (MPL) insurance in New York. EmPRO, administered by PRIMMA LLC—PRI’s attorney-in-fact—aims to offer physicians a stable insurance solution supported by PRI’s financial resources.  Initially focused on New York, EmPRO has since expanded to cover additional states in the […]

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Mar 18, 2025
Medical Malpractice Lawsuit: What You Need to Know

Healthcare providers must understand the complexities of a medical malpractice lawsuit. Addressing these legal challenges protects your practice and reinforces your commitment to patient safety and professional integrity. This guide offers essential insights into the key aspects of malpractice lawsuits, assisting you in protecting your practice and maintaining patient trust. What Is a Medical Malpractice […]

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Oct 11, 2021
Claims-Made vs. Occurrence Policy: What’s the Difference?

When it comes to malpractice insurance, healthcare professionals have two primary options: claims-made vs. occurrence policy. Each type has distinct features that affect how claims are handled and the overall insurance cost. Grasping these differences will help you choose a policy that suits your practice’s needs and budget. Below are the details of each policy […]

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cunningham group insurance
Mar 3, 2025
RAC Audits: What Is It and How to Protect Your Practice?

If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]

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