Our take: The data in this expansive report shows us that we should continue to see medical malpractice insurance rates increase over the next 12-16 months. This is not great news for doctors and other healthcare providers as they will likely see their premiums rise. We expect to see an increase in physicians shopping their […]

When it comes to malpractice insurance, healthcare professionals have two primary options: claims-made vs. occurrence policy. Each type has distinct features that affect how claims are handled and the overall insurance cost. Grasping these differences will help you choose a policy that suits your practice’s needs and budget. Below are the details of each policy […]

A brief video where a medical malpractice insurance agent explains what physician tail malpractice coverage is and the options that are available.

The Arizona courts made two decisions in August 2021 affirming the constitutionality of medical professional liability tort reforms that require expert testimony and preclude statements of apology by healthcare providers from being used as evidence of liability. In Sampson v. Surgery Center of Peoria, LLC, the Supreme Court of Arizona held that “a jury in […]

Our Take: The Missouri Supreme Court’s decision in July 2021 upholds the state’s cap on noneconomic damages in medical liability cases, reinforcing legislative authority to set statutory limits. This ruling may influence other states to consider similar caps, potentially reducing “megaverdicts” – exceptionally high damage awards often exceeding $50 million. These large payouts contribute to […]

Medical malpractice insurer Curi recently announced that Jason Sandner will take over as its next chief executive officer on July 1, 2021, when current CEO Dale Jenkins steps down after more than 25 years of service to the company. Sandner is currently the company’s chief operating officer and chief financial officer. Jenkins will continue to […]

The Shift to Health System Affiliation for U.S. Physicians The job landscape for U.S. physicians has shifted significantly, with over 75% now employed by hospitals, health systems, or companies like health insurers, highlighting a rise in health system affiliation. This trend away from independent private practices has been ongoing for years, but the COVID-19 pandemic […]

The Oregon Supreme Court last month invalidated statutory limits on noneconomic damages for personal injury claims. The high court ruled that the cap enacted by the legislature in 1987 violates the legal remedy clause of the Oregon Constitution. The decision affirmed an appeals court’s reversal of a trial court ruling on an award for a […]

The U.S. medical professional liability (MPL) insurance segment experienced a notable deterioration in underwriting results in 2019. The already dim prospects for the segment’s profitability have been clouded by COVID-19, with uncertainties regarding impacts to loss costs as well as premium refunds and the ability to put planned rate increases into effect, according to a […]