
Why Malpractice Insurance Is So Expensive for Surgeons (And How to Navigate It)
Surgeons pay some of the highest malpractice insurance premiums in medicine. In many markets, a surgeon’s annual premium can be eight to ten times higher than a colleague in internal medicine or psychiatry. Looking at insights from 2025, the market is likely to remain uneven, with premiums rising between 5% and 20% depending on specialty […]

Telemedicine and Malpractice Insurance: Are You Fully Covered?
Telemedicine is no longer a temporary solution. It is a permanent fixture of modern healthcare delivery. The global telehealth market is projected to exceed $175 billion by 2026, nearly quadrupling its 2019 value. What began as a pandemic-era necessity has evolved into an embedded clinical workflow across primary care, behavioral health, urgent care, specialty consults, […]

Understanding Tail Coverage: Is It Worth the Investment for Physicians?
When a physician changes jobs, retires, or shifts insurance carriers, one critical risk management question emerges: Are you still covered if a claim arises after your current policy ends? This is where tail coverage, formally known as an Extended Reporting Period (ERP), comes in. Because most physicians carry claims-made malpractice policies, which only respond to […]

How to Handle a Malpractice Claim: A Step-by-Step Guide for Physicians
The Inevitability of the Claim For many physicians, a malpractice claim is not a matter of if, but when. According to the American Medical Association, 31% of physicians have been sued at some point in their careers. For general surgeons and OB-GYNs, that number exceeds 75% by age 55. Just as important: a claim does […]

Rhode Island Suicide Liability: Key Lessons from Almonte v. Kurl
The Rhode Island Supreme Court’s decision in Almonte v. Kurl (46 A.3d 1) shed some light on the complexities of medical malpractice claims involving Rhode Island suicide cases and raised important questions about the limits of suicide liability in cases marked by inherent unpredictability. For healthcare providers, particularly those in high-stakes settings like emergency rooms, […]

ATRF Judicial Hellhole Annual Report: Medical Liability Discussed
The American Tort Reform Foundation (ATRF) issued its 2021/2022 Judicial Hellholes report in December last year. The annual release documents abuses of the civil justice system in jurisdictions the pro-tort reform group says are among the most unfair and out-of-balance in the nation. The ATRF is a branch of the American Tort Reform Association (ATRA), […]

RAC Audits: What Is It and How to Protect Your Practice?
If you’re not concerned about the possibility of your practice being RAC audited, you should be. And if you don’t currently carry Medical Billing Errors & Omissions Liability Insurance, now is the time to consider it. Below, you will see what RAC audits are and how to protect your practice with the right insurance. What […]

Louisiana COVID Immunity Ruling: The Impact on Healthcare Liability
The Louisiana Court of Appeals decided that medical review panel proceedings cannot consider COVID-19 immunity, significantly impacting healthcare providers. This ruling increases liability exposure during the panel process and highlights the importance of strong medical malpractice insurance. As providers face heightened risks in navigating medical liability cases, comprehensive malpractice coverage becomes essential for protecting against […]

North Carolina Supreme Court Removes Precedent Shielding Nurses from Medical Liability Claims
The North Carolina Supreme Court recently overturned a 90-year-old precedent that shielded nurses from medical liability when working under a physician’s supervision. In the Connette v. Charlotte-Mecklenburg Hospital Authority case, the court ruled that nurses, including CRNAs, are now liable for their actions in medical malpractice cases. This decision significantly impacts nurse liability and highlights […]
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