Orthopedic Surgeons Malpractice Insurance

Orthopedic surgery, also called orthopedics, is a surgical medical specialty that focuses on disorders affecting the musculoskeletal system. Orthopedists treat conditions like tumors, infections, and traumas in the musculoskeletal system. Over 50% of practicing orthopedic surgeons have faced litigation suits.

What is Orthopedic Surgeons’ Medical Malpractice Insurance?

Medical professional liability insurance is a type of professional liability insurance designed to protect licensed healthcare professionals from potential malpractice claims. Doctors practicing orthopedic surgery should carry medical malpractice insurance to protect their career and their finances. Costs associated with defending lawsuits related to such claims are also covered under most malpractice insurance coverage plans.

Why is Malpractice Insurance Important for Orthopedics?

On average, an orthopedic surgeon is sued about twice in the course of his or her career. Though this is the reality of the malpractice environment, physicians can minimize the occurrence of lawsuits with risk management techniques. One of the most important ways for any physician to reduce malpractice risk is to use effective communication. This is particularly true in the specialty of orthopedics; orthopedists are often seeing patients for the first time and performing surgery on them immediately, while other specialists are given more of a chance to develop relationships with patients.

Malpractice insurance protects Orthopedist’s careers and livelihoods.

Cost of Orthopedic Surgeon Malpractice Insurance

In the eyes of malpractice insurers, surgical procedures present an increased risk of lawsuits for malpractice. Orthopedic surgeons pay medical malpractice insurance premiums for coverage that is at the high end of the spectrum. Premiums are widely disparate across states. Across all states, malpractice premiums are a significant expense of practice for orthopedists.

Dig deeper into how much medical malpractice insurance costs.

Factors that Affect Malpractice Insurance Premiums:

Practice Location

Amount of coverage needed

  • More coverage means a higher premium 

Type of policy preferred

  • Every policy is different, every medical practitioner has different needs 

Medical specialty

  • Higher-risk specialties that require unique expertise will naturally have higher premiums

Working hours

  • Longer working hours ( more strained individuals) will have higher premiums

Previous malpractice claims history

  • If you have a history of claims, insurance companies will see you as a higher risk and require a higher premium to cover you

Save Money on Orthopedic Surgeon Malpractice Insurance

Working with a medical malpractice insurance agent/ broker can save you money on your insurance premiums. Orthopedic surgeon medical malpractice insurance brokers shop for the best available policies to determine which ones are best suited for your unique needs at the lowest cost. In the medical malpractice insurance industry, agent commissions are already built into your premium. You pay the same amount for coverage whether you use an agent or purchase directly from the insurance company. Let us be your advocate.

How Does the Medical Malpractice Agent Process Work?

  1. You will submit your information through a secure medical malpractice insurance quote form.
  2. You can always call us and speak to an agent immediately.
  3. A veteran orthopedic surgeon malpractice insurance broker will be assigned to you.
  4. We shop your physician malpractice insurance to every major malpractice insurance company.
  5. Your insurance agent will take the time and go over all of your options with you, explaining everything to make certain you make the right decision.
  6. We get you your insurance policy at the best price with a major insurance company.
  7. At renewal time: We start the shopping process all over again, getting you quotes from all the major malpractice insurance companies to again make certain you’re properly priced

Why Orthopedics Physicians Choose Cunningham Group for Coverage

Cunningham Group provides a personalized experience at no cost to ensure you are with the best insurance fit for you and your needs. Orthopedic physicians practice across a wide variety of settings and states vary in rules and regulations, making it important for our insurance agents to take the time to get to know your unique practice and employment situation. This way, our agents can find you the most appropriate family medicine doctor malpractice insurance policy to ensure you are covered adequately. We do this by working with all of the major medical malpractice insurance carriers in your state. These relationships with top insurance carriers allow us to get you the best price.

Be sure to ask your insurance agent if you qualify for any professional discounts. You may qualify for a discount if you are “new to the practice,” have not had a recent claim, and/or are willing to complete an online risk management course with your carrier

Cunningham Group has helped thousands of orthopedics doctors find the right malpractice coverage. We have access to different options in your state to ensure you get the right coverage.

Our service costs you nothing. In the medical malpractice insurance industry, agent commissions are already built into your premium. You pay the same amount for coverage whether you use an agent or purchase directly from the insurance company. Let us be your advocate. Request your free orthopedics malpractice insurance quote now.

The Ultimate Medical Malpractice Insurance Guide

We’ve created the ultimate medical malpractice insurance guide for doctors that can answer almost any question you may have — either before you buy or while you have an active policy. This guide applies to all healthcare professionals in every state.

Important Resources for Orthopedic Surgeons

American Academy of Orthopaedic Surgeons
Best Orthopedic Surgeons – US News Top Doctors
American Osteopathic Board of Orthopedic Surgery
Medical Malpractice Insurance Guide
Journal of Orthopaedic Surgery and Research
Physician Assistants in Orthopaedic Surgery
Orthopedic Surgery Residency Ring