Medical Spa Liability Coverage

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What every Medical Spa owner should know

Since its advent in the late 1980s, the Medical Spa community has grown from a cottage industry to one that generates in excess of $12 billion in annual revenue. In the last decade alone, the number of Medical Spas in the United States has grown from 5,700 to 19,900, an explosive 349-percent growth. Available data suggests that the large majority of these Medical Spas treat between 100 and 200 patients a month, averaging between $10,000 and $100,000 in monthly income.

While some may associate it with simple facials and massage therapy, the truth is that today’s Medical Spa is more akin to outpatient surgery and urgent care centers, a standalone medical program run under the strict supervision of a licensed healthcare professional, combining traditional and alternative medicine with spa treatments. As Americans increasingly embrace preventative healthcare, healthy lifestyles, anti-aging practices and overall fitness, the Medical Spa industry’s growth is expected to continue.

Of course, as the Medical Spa industry’s patient population grows, so do its risk exposures. This is why it is more important than ever that Medical Spas do their due diligence when shopping for medical professional liability. Our team of medical liability specialists can help you navigate the following policies for your Medical Spa facility:

  • Professional Liability Insurance: Whether your Medical Spa is doing simple microdermabrasions, mild chemical peels and Botox injections or more complicated procedures such as laser resurfacing, sclerotherapy and cosmetic surgery, Cunningham Group can make certain you get the best terms at the best price for your professional liability insurance coverage. We shop your coverage among all the major medical liability insurance companies, and those companies compete for your business. Our agents regularly save Medical Spa healthcare workers 50 to 70 percent on their professional liability insurance!
  • General Liability Insurance: Let Cunningham Group help you find the right general liability insurance policy for your Medical Spa. We can get insurance quotes issued as mono-line or as part of the business owner’s policy package. Make sure your business is protected from injuries or damages sustained on your property by a third party.

Cunningham Group understands the unique needs of the Medical Spa community. We can offer risk management advice as well as hunt down the best terms on even more unique Medical Spa insurance policies as your services evolve along with the new offerings of medical science.

Click to request your free Medical Malpractice Insurance quote for your Medi-Spa today.

This write-up for Medical Spas was put together by Michael Matray, the Editor of the Medical Liability Monitor