Top 3 Reasons to Choose an Independent Med Mal Insurance Agent
One of the many questions we regularly get from our new customers is, “Why should I get my insurance through you? Wouldn’t it be better if I went directly to the insurance companies?”
The answer is NO. Getting your insurance through an independent med mal insurance agent is easier and smarter for three reasons.
Let’s count down today:
3. Options. Typically, an independent med mal insurance agent has the most options available for your insurance needs. And, as independent agents, we’re free to look at any insurance company that will provide the best (and/or often cheapest) option. We also pride ourselves on maintaining strong ties within the insurance industry and we have cultivated networks with many companies that can benefit our clients. Finally, often times, a health care provider needs multiple types of coverage or special policy features that one insurance company alone can’t provide.
2. Education. As independent med mal insurance agents, we pride ourselves on educating our clients in a non-biased way. We don’t have to limit or tailor our education because we have limited products to offer. We can truly educate and advise our clients on what’s best for them, not what’s best for us.
1. We work for you, not the insurance company. What many health care providers don’t understand is that the price of the med mal insurance policy is the same whether an independent med mal insurance agent sells it to you, or if you get it directly from the company. So, there is no “mark-up” if you get it through us. But, the additional benefits are huge. We can shop the market and get you multiple quotes at one time, saving you a lot of work. And, we can then shop the market on your behalf every year, usually saving you about 10-20 percent each year.