Should You Consider Data Breach Insurance?

Physician on Computer We have written a lot here about technology and how it can make your practice more efficient and yet also make it more vulnerable. Technology is no longer just electronic medical records. As physicians and other health care providers come to reply on portable electronic devices more and more to run their practice and take care of their patients, cell phones, tablets and the like are becoming technology used in medical practice. And, data breach insurance is becoming increasingly important.

When a physician’s mobile devices cross over from personal items to tools used to conduct patient care, they must become guarded and treated as securely as if they were electronic medical records. (And, as we all know even electronic medical records are not impervious to data breaches just because they have high level security.) So, all electronic technology must be constantly monitored and updated to guard against threats and data breaches.

With the use of technology only escalating, we here at recommend that all practices and physicians have data breach insurance coverage if it is not already part of their medical malpractice insurance plans.

If you need to shop for data breach insurance, I recently came across an article on, titled, “3 Considerations for Evaluating Data Breach Insurance Policies.” If you have time, it is worth the read. If not, you may wish to simply contact one of our agents today to discuss data breach insurance with our professionals.

Not only is a data breach disastrous in terms of violating patient identity and confidentiality, it can cause a devastating financial fall-out. Like malpractice insurance coverage, terms of a data breach insurance policy can vary and it is important to know what is covered (and to what extent) and what is not covered. In other words, know the policy you are purchasing.

Thinking about getting data breach insurance? Do you have questions? Contact us today. Our agents are happy to answer your questions about data breach insurance or any type of malpractice insurance.

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