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Oregon Medical Malpractice Insurance

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Cunningham Group Insurance Services, Elmwood Park, IL

Cunningham Group is here for Oregon Physicians & Medical Professionals

We are Medical Malpractice Insurance Specialists helping physicians, medical professionals and medical groups across specialties get medical malpractice coverage at cost-effective rates – as well as providing valuable tools and resources.

Founded in 1947, our experienced liability specialists will customize a policy to the specific needs of you and your practice.
Get all the physician discounts you are entitled to, including: Risk Management, Claims-free and New to Practice.
We ensure you receive Prior Acts, so you avoid purchasing separate tail malpractice coverage.
We publish historic rate data for every county in the State, in partnership with the Medical Liability Monitor – the nation’s leading independent source of Medical Liability Insurance and healthcare industry news.
Access to ALL MD, our network of Connecticut healthcare defense lawyers. Free Practice Tools, including Online Patient Satisfaction Survey System and Risk Management tools.
Experience excellent customer service with our dedicated account team.

Cunningham Group Has You Covered

On average, Cunningham Group saves Physicians and Medical Professionals 20% on their medical malpractice insurance.

2021 Oregon Malpractice Insurance Marketplace Guide

Oregon Med-Mal Fast Facts

  • Most Common Limits of Liability: $1 million/$3 million
  • Major Malpractice Insurers:
    • Continental Casualty Co.
    • The Doctors Company
    • Physicians Insurance Mutual Co.
    • Medical Protective Co.
    • Mountain States Healthcare Reciprocal RRG
  • Cost of Medical Malpractice Insurance: Moderate

The Oregon Malpractice Landscape

Malpractice insurance rates in Oregon are relatively moderate. The state is known for having a low level of litigation when compared to most other states, which may be partially responsible for keeping premiums low.

Tort Reform in Oregon

Oregon made its first major tort reforms in the 1987, passing a $500,000 cap on noneconomic damages and limiting joint-and-several liability. In 1995, additional reforms were passed, which included limits on attorney contingency fees; mandated arbitration for most cases involving less than $50,000; encouraged settlement conferences; penalized frivolous lawsuits, poorly-prepared court documents and motions; mandated attorney fee and court cost awards in certain cases and provided criteria for the discretionary awarding of court costs and attorney fees in a wide variety of other cases; modified punitive damage awards; and limited the attorney share for punitive damage awards to 20 percent.

In 1999, Oregon’s Supreme Court overturned the state’s cap on noneconomic damages for personal injury cases, but allowed to stand the cap in cases of wrongful death, including for medical malpractice actions. But in 2016, the Oregon Supreme Court effectively reinstated the personal injury noneconomic damage cap in a case regarding an eight month old who was left with lifelong health problems after a surgery. In response, the Oregon legislature introduced two bills to raise the noneconomic damage cap. Neither became law, but momentum is gaining to pass them in coming sessions.

Does Oregon have…

  • Damage Caps? Yes, $500,000 No (as of 2020)
  • Patient Compensation Fund? No
  • Apology Law? Yes, expressions of regret can be made in writing, orally or by conduct.
  • Collateral Source Reform? Yes, but many sources are excluded, including life insurance, benefits for which the claimant has paid, retirement/disability, social security, and insurance benefits for which the person paid a premium.
  • Periodic Payments? No
  • Joint Liability Reform? Yes, defendants are only proportionally responsible for their share of negligence. But, if within one year, some share of a defendant’s portion is found to be uncollectible, than those damages can be reallocated among the other defendants.
  • Limits on Plaintiff Attorney’s Fees? Yes, attorney fees are limited for to 20 percent for punitive damages only; there is no fee limit for economic or noneconomic damages.

Medical Malpractice Rates in Oregon


Medical malpractice rates in Oregon are moderate, but there have been some increases in recent years. Oregon also has relatively few insurers when compared with most states. In general, most obstetricians can still find policies for less than $50,000 per year, while general practitioner premiums hover around $10,000.

Unfortunately, rates are likely to rise after the Oregon Supreme Court ruled the state’s noneconomic damage cap unconstitutional in 2020. The high court ruled that the cap enacted by the legislature in 1987 violates the legal remedy clause of the Oregon Constitution. According to the 5-2 decision, the cap violated Article I, Sec. 10, of the state constitution, commonly referred to as “the remedy clause,” which states “every man shall have remedy by due course of law for injury done him in his person, property or reputation.”

And in 2019, the Oregon Supreme Court declared a portion of the state’s pre-litigation medical malpractice review panel process under the Utah Health Care Malpractice Act unconstitutional, determining that it violated the separation of powers doctrine.

Get Historic Rates

By combining our efforts with those of the Medical Liability Monitor – the nation’s leading independent source of Medical Liability Insurance news, as well as the political, legal and risk management issues that affect the healthcare industry – we’ve published historic rate data for every county in the Beaver State. You can view all the rates by completing the three simple steps on the left of this page. You’ll find the insights offered by this information invaluable when making your decision on your medical malpractice insurance coverage and carriers. This is only one of the many reasons that Cunningham Group Insurance has become the preferred online source for Oregon physicians, healthcare professionals and medical groups looking to find the best coverage and lower their medical malpractice insurance rates.

Coverage by Oregon County

Rates are constant across the 36 counties of Oregon. Even physicians in Multnomah County, which includes Portland and surrounding areas, will enjoy the same moderate rates as physicians in the rest of the state.

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